International Banking Law And Regulation

International Banking Law and Regulation offers a critical exploration of the legal and regulatory frameworks that govern the global banking sector. This book examines how law and regulation underpin financial stability, guide corporate lending, and respond to technological and geopolitical change.

International Banking Law and Regulation offers a critical exploration of the legal and regulatory frameworks that govern the global banking sector. Tracing the development of banking from its mediaeval origins to today’s complex cross-border financial structures, this book examines how law and regulation underpin financial stability, guide corporate lending, and respond to technological and geopolitical change.

From foundational concepts such as money and payment systems to prudential supervision and corporate governance to the intricacies of syndicated lending, ESG finance, securitisation, and Islamic finance, each chapter considers the evolving interaction between legal norms, financial innovation, and regulatory oversight. Special attention is paid to cross-border lending, crisis management, anti-financial crime frameworks, and creditor hierarchies, with comparative insights from major jurisdictions, including the UK, EU, US, China, India, and Japan.

Written for students of law of banking and finance, early-career practitioners, and policymakers, this volume combines legal analysis with a practical, international outlook. It explains how banking law operates across jurisdictions, enabling financial institutions to manage risk, meet regulatory obligations, and support global economic activity.

In a rapidly evolving financial landscape, this book provides a timely and authoritative guide to the legal principles shaping the future of international banking.

Preface. Introduction. 1. Introduction to International Banking Law 2. The Nature of Money and Payment 3. Banking Regulation in the UK 4. Bank organisation, governance and individual responsibilities 5. Financial Crime Framework 6. The prudential regulation of banks 7. Banks’ recovery and resolution 8. An Introduction to Bank Loan Financing 9. Corporate Loan Facilities 10. Security 11. Syndicated Loan Facilities 12. Intercreditor Deeds and Security Trusts 13. Sustainable Lending, Derivatives, Project Finance and Legal Opinions 14. Alternatives to Conventional Bank Lending. Concluding Remarks. Bibliography.

Matteo Zambelli is a partner in the corporate and commercial practice of the law firm Zambelli Tassetto, Studio Legale, and an Associate Professor at the University of West London, where he lectures on international banking law, legal aspects of international finance, international arbitration, and international commercial law modules.